Cred Protocol: Building a decentralized credit score



Early data ingestion and credit modelling

Refined credit model using historical health factors

Aave v2 Health Factor
High-level data pipeline to create Aave v2 Health Factor dataset


Figure 1: ROC curve for proposed model and several baselines

Future work and upcoming posts



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Cred Protocol

Cred Protocol is a decentralized credit score that quantifies on-chain lending risk at scale using open, fair and transparent blockchain data.